by Sam Donaldson
Bank of America claims that the Bank of America Cash Rewards Platinum Plus Credit Card is now the most convenient credit card is also the most intelligent choice on their website. This is indeed a bold claim and one that I actually agree with. One can easily reach for the new Bank of America Cash Rewards Credit Card to gain cash back on every purchase that is made with the card. You can use the card for your day-to-day needs including shopping, groceries, gasoline, entertainment, as well as paying household bills and insurance payments. All of this adds up to cash back in your pocket.
Currently the Bank of America Cash Rewards Platinum Plus MasterCard Credit Card offers an introductory 0% annual percentage rate (APR) for cash advance checks and balance transfers through your first twelve billing cycles. This is subject to a 3% transaction fee, that can be no less than $10. Basically, for every $2,500 you spend in net retail purchases with your Bank of America Cash Rewards Platinum Plus MasterCard Credit Card, you'll earn $25.00. This comes out to be a full 1% cash back. Currently there is no limit to how much cash back you can earn with the card. Whenever it occurs that your new purchases total $2,500.00, all you have to do is call and $25.00 is added directly to your credit card account.
The Bank of America Cash Rewards Platinum Plus MasterCard Credit Card features convenient account access as well. Holders are entitled to their free online account management service. This offers complete access right at your fingertips to help persons save time and money while they manage their account. Also it is most easy and simple to pay your credit card bill online. At anytime you can view your account information online including checking out your balance, transaction activity, and payment due dates whenever you like. If you would like to consolidate your balances to your Bank of America Credit Card online that is easy to do as well. To top all that off you can also request credit line increases, order access checks, and more. The enrollment process is fast and simple.
Customer Service for the Bank of America Cash Rewards Platinum Plus MasterCard Credit Card is second to none. Cheerful and helpful representatives have always been there for myself when I have called concerning issues with my personal account and I have no complaints. I have never had to wait more than just a few minutes, and all of my concerns or questions have always been addressed or answered very quickly. This is most rare in this day and age of automation, where it seems it is next to impossible sometimes to get ahold of a real person.
At the time of the review of this credit card all information presented was accurate and up to date. Please be certain to get the latest terms and conditions for this offer from the application page of the card issuer before applying for this or any other credit card.
About the Author
Sam Donaldson is the current writer for the credit card rewards website located at http://www.credit-cards-with-rewards.com/ . At this website you can also review and or apply online for the credit card reviewed
source:www.goarticles.com/
2007/08/13
Bank of America Cash Rewards Platinum Plus MasterCard Credit Card
2007/08/10
The Truth About Cash Reward Cards
By: Charley Huang
Can the average customer really earn cash rewards just for making purchases?
In the past, what you could purchase with a credit card and the convenience of its use were the only benefits to having the card. Now, credit card providers offer money-back options on many of their credit cards making the use of their cards more appealing.
In the past, consumers shopped for credit cards that offered the lowest interest rate. Today, consumers can shop for cards based on what type of “reward” they can earn for using a specific issuer’s card.
The world of personal finances is going plastic with more and more cards released in the financial market: secured credit cards, unsecured credit cards, debit cards, cash reward cards, the list goes on. If you prefer to get cash back on the purchases you make and don't play to carry a revolving balance on your card, then cash reward cards will make sense for you.
It is clear that the companies want to reward their customers and ensure that they get their credit card business while still maintain generous profits for themselves. Most of these card companies maintain their reward programs based upon a point system; where on average one point is earned for each dollar spent and these points are then converted into rewards such as frequent flyer miles, gift certificates to cash options. Very few companies actually offer the cash back option. This is however not a problem for many opportunity seekers, who know how to work the systems and keep track of what company established what reward program and when to insure that they are receiving the most rewards possible for the credit-spending, including cash rewards.
Through specialized websites, message boards, and personal or business blogs, the determined credit shopper can find all the information pertaining to cash reward cards. Many sites even offer a wide selection of credit opportunities as well as the tips and tricks of the trade to actually earn cash back from credit card payments.
All that glitters is not gold that a customer is getting back though. On Cash Reward cards the Annual Percentage Rate is much higher than for other cards that are reward-free. Sometimes the Cash Reward card carrier will lure a consumer in with the promised 0% APR but unless the customer understands the requirements for interest-incurring balances, his cash reward may be far less than what is paid in interest accrued.
One problem that comes up is that people don't always know where to find information on cash reward cards . This is understandable and we hope you've found what you are looking for by browsing our site. We update it regularly so please bookmark us. See below for more information on Cash Reward Cards.
Can the average customer really earn cash rewards just for making purchases? In the past, what you could purchase with a credit card and the convenience of its use were the only benefits to having the card.
For more information on Cash Reward Cards or visit http://www.cashcardsinfo.com, a popular website that offers information on Cash Cards, Debit Cards, Cash Advance Credit Cards.
Article Source: http://www.eArticlesOnline.com
