Airline Rewards Credit Cards: A Smart Way to Travel

By: Edward Vegliante

Dreaming of a Hawaiian vacation? Airline rewards credit cards can help get you there – for free. While once geared for the frequent business traveler, airline credit cards now come in family-friendly forms as well. With a little planning, airline rewards credit cards can help spread your vacation budget further.

Consider the Options

Most airline rewards credit cards come in one of two kinds. The card may offer miles for one particular airline, such as Delta or United. If you live near a hub or frequently travel with one airline, this kind may be best for you. Other airline rewards credit cards allow you to earn miles that can be used toward a ticket on a number of different airlines. If you want more choices when you travel, or are not particular about the airline, you'll benefit more from this option.

Many airline credit cards come with additional bonuses. They may include an introductory period of 0% APR or no annual fee. Some offer extra miles, such as 10,000 reward miles with your first purchase or bonus miles when you sign up. Others include double points or miles for purchases at certain retailers.

As you sort through the options, think about what benefits are most important to you. Check how many miles or points are needed for airline tickets. Often domestic flights require fewer points than international destinations. Also consider the availability of tickets. Some airline credit cards offer more flexibility for travel than others.

Plan Ahead

To plan a vacation based on your credit card, you need only take a few steps. If you haven't already done so, look into how many miles or points you will need to receive an airline ticket to your desired destination. Then figure out what you will have to spend to earn that ticket. To rack up rewards faster, try using the card for everyday purchases. Pay for groceries and gas with the airline rewards credit card. By using it for daily expenditures and paying off the balance each month, the miles will add up fast. With most airline credit cards, you can check an account online to see how many miles you have earned. You will often receive a statement as well. Keep careful track of your reward miles. Be aware of expiration dates, as some lenders cancel the miles if you do not use them during a given period.

Finally, before making other arrangements for your vacation, you'll want to make sure that tickets are available for your trip dates. Check to see if there are blackout dates when your miles cannot be used. Also, try to get the tickets as far ahead of time as possible. This will increase the chances that seats will be available on the flight you want. If you have any problems making reservations, call the company. A representative can help you redeem your miles for the best available ticket.

By sorting through the options, you can find the airline rewards credit card that is most beneficial for your needs. Then plan ahead and keep track of your rewards. The next vacation you take can include free airline tickets, courtesy of your airline credit card. When you board the plane, you'll find it's a great feeling to fly for free.

Dreaming of a Hawaiian vacation? Airline rewards credit cards can help get you there – for free. While once geared for the frequent business traveler, airline credit cards now come in family-friendly forms as well. With a little planning, airline rewards credit cards can help spread your vacation budget further.

To View Airline Rewards Credit Card Offers click the following link: http://www.credit-card-surplus.com/airline.php . Ed Vegliante runs http://www.credit-card-surplus.com , a directory helping consumers to compare and apply for credit cards.

Article Source: http://www.eArticlesOnline.com